piggyvest review

Piggyvest Review 2024 – Save & Invest Money, Earn up to 25% Interest

Piggyvest Review

Piggyvest is an online saving and  investment platform in Nigeria where you can save money, invest and earn interest rate up to 25% per annum with smart and flexible saving options.  Invest in various industries such as fixed income instruments, agriculture, transportation, etc.


Legit & Safe

Service Fees

Annual Returns

Payout Process


  • Lots of investment opportunites 

  • Low minimum investment from N5,000 upwards 


  • None so far

Is Piggyvest Legit and Safe?

Since this has to do with investing your hard earned money, the first question that comes to mind is whether piggyvest is actually legit or not.

The short answer is yes, they are legit and can be trusted.

They’ve been in business now for more than 5 years, and according to stats, over 3 million people have been using piggyvest to save and invest money so definitely this is legit and safe for you.

The platform is co owned by Joshua Chibueze one of the big tech guys in the Nigeria

How does Piggyest Investment Work?

piggyvest review

Piggyvest acts mainly as a channel and an investment and saving platform that would help you in cutting down on overspending, help you save money and as well make even more money through its various investment/saving packages.

Obviously you already know, banks do not give you shishi for leaving your money with them and this is one reason a lot of people make really good use of piggyvest.

Piggyvest Interest Rate

You get to earn up to 25% per annum and there are about 4+ products on piggvest to help you better invest and manage your money in the long term and they include the:

  • Piggybank – 10% per annum
  • Invest Safelock – 6%-13% per annum
  • Target Savings – 9% per annum
  • Flex Naira

I’ll go ahead and show you exactly how each of these products and investment opportunities work and how you can benefit from them.


This is one of the options that allows you to save money automatically be it daily, weekly, or monthly and you earn 10% per annum here.

The launched this option to help you save without thinking, just set it up and it will automatically save for you depending on how and when you want it.

Amazingly, on piggybank you’re allowed only four withdrawals day per year, this helps you build discipline and makes sure you achieve your saving goals faster.

If you want you can change your setting whenever you want, its your choice here.

I think this is a smart way to save while you’re busy with other stuff.

Set things up and piggybank does the saving.

This is one option you want to take a look at.

Invest Safelock

Invest safelock is another product on piggyvest and here you earn 6%-13% interest per annum.

How does it work?

Simple! but before them, let me ask you a quick question.

Do you feel tempted to spend your savings? Lol

Sometimes it could even be on unnecessary stuff, I’ve been there and I can relate well.

This is where Invest safelock comes in.

When you invest here, your funds will locked away for a fixed period of time.

Sounds cool?

It’s what invest safelock helps you do; Avoid temptation to spend your investment completely.

So you pretty much save a particular amount of money and have it safe-locked lets say for like 10 months, etc.

For example; you’ve just saved up money for your house rent, you can fund your piggyvest account and add it to safelock, and then probably have it locked up till when you need it.

In Oga Sabinus’ voice; Smart move

Next on the List is Target Savings.

Target Savings

Am sure you’ve enjoyed the two above.

This is getting more interesting as I type, lol.

Now target savings is like a way you can save for a particular upcoming project.

or Target!

You want to buy a new phone? want to go on vacation, etc… you set a target and keep to it.

You can even do this in group.

Don’t forget, you earn 9% per annum on this one.

There’s one more on the list.

Flex Naira

Okay, here you get 8% interest per annum.

On Flex naira basically you save for emergency. Yup! “emergency funds” is the word to use here.

It helps keep you prepared just incase one or two happens and you need urgent funds you don’t have to go around borrowing and those kind of things.

Very cool stuff because you earn interest as well.

You can make withdrawal anytime for free.

and that’s it.


Looks like I just saved the best for the last.

This is the one a lot of people are rushing.


You’re earning up to 25% interest rate here.

With this you can get started with as low as N5,000 and invest in different opportunities like transportation, agriculture, real estate, etc..

Most of the verified opportunities even pay up to 35% (I see them in my piggyvest dashboard from time to time)

This is something you can invest in and get returns.

Hold on, there’s one last one and it helps you earn in dollars.

Flex Dollar

No much work to do here, just fund your flex dollar account and you’ll earn 7% per annum.

The main idea behind this is to help prevent devaluation.

You can learn more about it in your dashboard when you’ve signed up to piggyvest.

Additionally, aside investing; if you want you can earn piggyvest referral bonus of N1,000 each for inviting your friends to invest, both of you will earn N1,000.

If you enjoy something, you can share with your friends so they benefit too

There is love in sharing.

Of course this is optional.

Registration is easy, just enter your correct details like:

  • full name,
  • email address
  • phone number
  • etc.

and you should get started as soon as possible.

When done, you can fund your account and start investing.

=> Sign up on Piggyvest Now

Sites Like Piggyvest

Piggyvest vs Cowrywise

Even though piggyvest can be rated #1, if you’re looking for an alternative then check out Cowrywise.

They are another very good investment platform and offer a wide range of saving opportunities as well.

  • Periodic saving plan –
  • Life goals saving plan –
  • Save as you earn –
  • fixed savings
  • Halal savings

You can earn up to 15% or more interest on Cowrywise.

=> Sign up on Cowrywise.

Another really good investment company though a bit different from cowryrise and piggyvest you want to check is Trust Trade Finance; here you get up to 15.5% return on investment and it runs for around 7 days.

That’s it for this post.

I hope this piggyvest review helps you save money and get good interest rates.

Let me know if you have questions and make sure you share with friends.

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